Terms & Conditions

Introduction

Welcome to 89atm, accessible at https://89atm.cam. These Terms & Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and 89atm ("Platform", "we", "us", "our") governing your access to and use of the 89atm website and all associated content, pages, features and materials published thereon.

89atm is an English-language online gaming information and entertainment platform built for Pakistani users. The Platform provides written guidance, editorial commentary and informational resources related to sports betting, live casino gaming, online slots, responsible gambling practices, bonus terms, payment methods and related topics. The Platform does not operate as a gambling operator, does not accept deposits or wagers, and does not process financial transactions on behalf of users.

These Terms apply in full to your use of this Platform. By accessing or browsing any page of 89atm, you acknowledge that you have read, understood and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must immediately cease using the Platform.

Definitions

For the purposes of these Terms, the following definitions apply:

Acceptance of Terms

Your access to and use of the Platform constitutes your unconditional acceptance of these Terms in their entirety. Acceptance is effective from the moment you first access any page of the Platform and continues for as long as you use the Platform.

• These Terms form the entire agreement between you and 89atm with respect to your use of the Platform, superseding any prior representations, discussions or agreements.
• If you are accessing the Platform on behalf of an organisation, you represent and warrant that you have the authority to bind that organisation to these Terms.
• 89atm reserves the right to update, modify or replace any part of these Terms at any time without prior notice. The "Last Updated" date at the top of this page will be revised accordingly.
• Your continued use of the Platform following the posting of any changes to these Terms constitutes acceptance of those changes.
• It is your responsibility to review these Terms periodically. 89atm recommends checking this page regularly to remain informed of any updates.

User Eligibility

Access to and use of the Platform is subject to the following eligibility requirements. Users who do not meet these requirements are not permitted to use the Platform.

• Age Requirement: You must be at least 18 years of age, or the higher minimum age required by the operator or license jurisdiction relevant to your circumstances. 89atm is strictly an adults-only platform. Access by minors is prohibited.
• Legal Capacity: You must have the full legal capacity to enter into binding agreements in your jurisdiction. Persons who lack legal capacity may not use this Platform.
• Jurisdictional Compliance: You are responsible for ensuring that your access to and use of the Platform complies with all applicable laws in your jurisdiction. If accessing the Platform is unlawful in your territory, you must not use it.
• Pakistan-Specific Notice: Online gambling is subject to restrictions under Pakistani law, including but not limited to the Prevention of Gambling Act, 1977. 89atm does not provide legal advice and does not represent that use of this Platform or any Operator it references is lawful under Pakistani law. Users are solely responsible for obtaining independent legal advice regarding their obligations.
• Self-Exclusion: If you have self-excluded from gambling platforms or have been excluded by a relevant authority, you should not access gambling-related informational content that may encourage renewed engagement.

Platform Nature & Scope

89atm is an informational and entertainment platform. The following statements define the nature and scope of the Services provided and must be understood before using the Platform.

• 89atm does not hold a gambling licence issued by the Government of Pakistan, any Pakistani provincial authority, PTA or any other Pakistani regulatory body.
• 89atm does not accept deposits, process withdrawals, accept wagers or facilitate any form of financial gambling transaction on behalf of users.
• 89atm does not operate as a bookmaker, casino operator, exchange or any other form of gambling service provider.
• All editorial content — including guides, reviews, bonus explanations and payment method overviews — is provided for informational and educational purposes only and does not constitute financial, legal or professional advice of any kind.
• Any monetary figures referenced on the Platform (e.g., bonus amounts expressed in PKR, illustrative wagering requirement calculations) are illustrative examples only and are not guaranteed offers from any specific Operator.
• 89atm does not guarantee the accuracy, completeness or currency of any information published on the Platform. Gambling regulations, operator terms and payment provider capabilities change frequently. Users should verify all information directly with the relevant Operator before making any decisions.

Permitted Use & Conduct

Your use of the Platform must at all times comply with these Terms and all applicable laws. The following conduct is expressly prohibited:

• Using the Platform for any purpose that is unlawful, fraudulent, harmful or in any way in breach of applicable law.
• Systematically extracting, scraping, harvesting or otherwise reproducing Content from the Platform by automated means without prior written consent from 89atm.
• Reproducing, distributing, publishing, sub-licensing, selling or commercially exploiting any Content without express written authorisation from 89atm.
• Attempting to gain unauthorised access to any part of the Platform, its servers, databases or any associated systems.
• Transmitting unsolicited commercial communications, spam or any form of automated messaging in connection with the Platform.
• Introducing viruses, trojans, worms, logic bombs or any other malicious or harmful code to the Platform.
• Impersonating 89atm, any member of its team, any third-party operator or any other person or entity in connection with the Platform.
• Using the Platform in a manner that could disable, overburden, damage or impair it, or interfere with any other party's use of the Platform.

Permitted use is limited to personal, non-commercial access to the Platform's informational content for the purpose of reading, research and self-education regarding online gaming topics. Any use beyond this scope requires the prior written consent of 89atm.

Intellectual Property

All intellectual property rights in and to the Platform and its Content — including but not limited to copyright, trademarks, database rights, design rights and all other proprietary rights — vest in and remain the exclusive property of 89atm or its licensors.

• The 89atm name, logo, brand identity and associated marks are the proprietary property of 89atm. Nothing in these Terms grants you any licence or right to use any of 89atm's trademarks, logos or brand elements.
• You may access and read Content on the Platform for personal, non-commercial use only. No Content may be reproduced, copied, stored, published, transmitted, redistributed or commercially exploited without express prior written permission from 89atm.
• You may share links to individual Platform pages for personal, non-commercial purposes, provided that you do not imply any endorsement, affiliation or partnership with 89atm.
• Any feedback, suggestions or ideas you submit to 89atm regarding the Platform may be used by 89atm freely and without obligation to you.

Disclaimers & Limitation of Liability

The Platform and its Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

• 89atm makes no warranty that the Platform will be uninterrupted, error-free, secure or free from viruses or other harmful components.
• 89atm does not warrant the accuracy, completeness, reliability or suitability of any Content for any particular purpose. Information on online gambling products and services changes frequently — users should verify all material information directly with the relevant Operator.
• To the fullest extent permitted by applicable law, 89atm expressly excludes all liability for any direct, indirect, incidental, special, consequential or punitive losses arising from your use of, or inability to use, the Platform or its Content.
• 89atm accepts no liability for any gambling losses incurred by users who act on information found on the Platform. Gambling carries inherent financial risk — users engage with Operators at their own risk.
• 89atm is not responsible for the acts, omissions, terms, services, content or privacy practices of any third-party Operator referenced on or linked from the Platform.
• Nothing in these Terms shall limit or exclude liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be lawfully excluded.

Third-Party References & Payment Providers

The Platform makes reference to various third-party operators, payment service providers, sports leagues and other entities for contextual and informational purposes only.

• References to Pakistani payment providers — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are made as contextual references to payment methods familiar to Pakistani users. Such references do not imply that these providers endorse gambling, support this Platform, or are affiliated with 89atm in any way.
• References to sporting competitions — including Pakistan cricket, the Pakistan Super League (PSL), ICC tournaments, international football leagues and UFC events — are made for contextual and illustrative purposes only. 89atm has no affiliation with, endorsement from, or official relationship with any sports league, team or governing body.
• 89atm does not accept responsibility for the content, terms, services or reliability of any third-party Operator. Any engagement with a third-party Operator is entirely at your own risk and subject to that Operator's own terms and conditions.
• The inclusion of any third-party name, brand or product on this Platform does not constitute an endorsement, recommendation or guarantee of any kind.

Privacy & Data

Your privacy is important to 89atm. The collection, use and storage of any personal data in connection with your use of the Platform is governed by our Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference.

• By using the Platform, you consent to the collection and processing of your data as described in the Privacy Policy.
• 89atm implements reasonable technical and organisational measures to protect any data processed in connection with the Platform.
• You are encouraged to read the full Privacy Policy before using the Platform, particularly if you are located in a jurisdiction with strict data protection legislation.

Responsible Gambling

89atm is committed to promoting responsible gambling practices throughout its Content. The following principles govern how responsible gambling is addressed on the Platform.

• All gambling-related content on 89atm carries appropriate responsible gambling messaging, including age restrictions, financial risk warnings and signposting to support resources.
• The Platform emphasises the importance of using deposit limits, loss limits, session time reminders and self-exclusion tools where offered by Operators.
• If gambling is causing harm to you or someone you know, 89atm encourages seeking professional support from qualified counselling or mental health services in your area.
• 89atm does not accept advertising or promotional material that targets vulnerable persons, including minors or persons who have previously self-excluded from gambling platforms.

For full responsible gambling guidance, please visit our dedicated Responsible Gambling page.

Amendments to These Terms

89atm reserves the right to revise, update or replace these Terms at any time at its sole discretion. Amended Terms will be effective immediately upon publication on this page.

• The "Last Updated" date displayed at the top of this page will be revised each time changes are made.
• It is your responsibility to check this page regularly and remain aware of any changes. 89atm is not obligated to provide individual notice of amendments.
• Your continued use of the Platform after any changes are posted constitutes your binding acceptance of those revised Terms.
• If you disagree with any revised Terms, your sole remedy is to immediately discontinue your use of the Platform.

Termination of Access

89atm reserves the right to terminate, suspend or restrict your access to the Platform at any time, with or without notice, for any reason including but not limited to:

• Breach of any provision of these Terms.
• Conduct that 89atm reasonably believes is harmful to the Platform, its users, or any third party.
• Any activity that 89atm believes may expose it to legal liability.
• Requests by law enforcement or other government authorities.
• Extended periods of inactivity or technical necessity.

Upon termination, all licences and rights granted to you under these Terms will immediately cease. Provisions that by their nature survive termination — including disclaimers, limitations of liability, intellectual property rights and governing law — shall continue to apply.

Governing Law & Dispute Resolution

These Terms and any dispute arising out of or in connection with them or your use of the Platform shall be governed by and construed in accordance with the laws applicable to the Platform's operating jurisdiction.

• Any dispute relating to these Terms or your use of the Platform shall first be referred to good-faith negotiation between the parties.
• Where resolution through negotiation is not possible, disputes shall be submitted to binding arbitration or the competent courts of the relevant jurisdiction, at 89atm's election.
• Nothing in this clause prevents 89atm from seeking interim or injunctive relief in any competent court to protect its intellectual property or other proprietary rights.
• If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be deemed severed from these Terms to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Contact Us

If you have any questions, concerns or requests relating to these Terms & Conditions, please contact the 89atm team using the details below. All enquiries are handled in English during operating hours aligned to Pakistan Standard Time (UTC+5).

For responsible gambling concerns or urgent player protection matters, please also refer to our Responsible Gambling page for further guidance and support signposting.